Your early rewards
Exclusive rewards for early supporters — limited cards, unique app skins, and priority access.
Early investors
Own a piece of the future of ethical finance.
Get priority access to our crowdfunding round and receive the exclusive Investor Edition card.
- Investor only debit card
- Priority access to shares
- Investor only app skin
Join the investor list
Early adopters
Be one of the first customers to open an account when we launch.
- First Customer debit card
- Priority onboarding
- Early access to new products
Join as an early adopter
Beta app testers
Help us build the bank the UK has been waiting for.
Test early features, share feedback, and shape what we launch.
- Priority onboarding
- Limited beta tester debit card
- Early access to new features
Join as a beta tester
We’ve already started
We’ve completed the PRA/FCA New Bank Start Up Unit’s Initial Pre Application Stage – the first major milestone on the journey to becoming a fully authorised UK bank.
We’re now preparing for the next stage of the licensing process.
Meet our team of expert bank builders
Our leadership team brings decades of experience across global banking, fintech, and regulatory delivery — with a track record of actually launching financial institutions.
Where we’ve worked:
Deloitte, EY, Lloyds, HSBC, Santander, Deutsche Bank, and more.

Will Banks
Independent Chairperson
Designate

Muj Malik
Chief Executive Officer
Designate

Natalia Tyagun
Chief Financial Officer
Designate

Angela Toolan
Chief Risk & Compliance Officer
Designate

Paul Ramkumar
Chief Operations Officer
Designate
Founders

Arif Hamid
Founder

Muhammad Hamid
Co-founder
Be part of the first wave
Whether you want to test the app, invest early, or be one of our first customers, your journey starts here.
Join early access.
*Promotions and their benefits may be changed, paused, or withdrawn at any time; if perks are changed we will, where possible, replace them with comparable benefits so early supporters are rewarded. Availability of shares and other perks may be limited and is not guaranteed.
